Montenegro has issued more than 34,000 residence and work permits to foreign nationals since the start of the year, while unemployment stood at a record-low 7.47% in August. Seasonal sectors, including tourism and construction, are among those relying on foreign workers.
Montenegro’s newly established e-commerce group says EU membership and alignment with European rules could support the sector’s development and professionalisation. Online shopping reached about 45% of citizens in 2025, while the group identifies regulation, delivery infrastructure and consumer trust as priorities.
Montenegro’s possible EU membership could widen competition in banking, especially for digital payments and other standardised services. Financial consultant Stevan Gajević says it would not guarantee lower interest rates or attract a large number of banks to the relatively small market.
One year after Montenegro began applying SEPA, the system processes more than 93% of citizens’ cross-border transactions up to 200 euros and almost 89% of those between 200 and 20,000 euros. The Central Bank of Montenegro’s figures show the system is being used for transfers that households and businesses make across Europe.
A Montenegro debate over inflation and the announced Euro Model set a reported 100% rise in wages against concerns about prices, business competitiveness and pensions. Lawmakers, an economist and a civil society representative disagreed over the economic effects of the Europe Now programmes.
A direct air service between Skopje and Tivat will begin on 1 May 2027, with flights initially operating twice a week. The countries also plan a business forum in 2027 to foster commercial links and joint investment.
Montenegro’s government adopted information on a proposed IBRD loan of up to 35,000,000 euros for water services and climate adaptation, together with a draft agreement. The decision does not establish that the loan has been signed.
Montenegro’s Environmental Protection Agency has required SE Velestovo to prepare an environmental impact assessment for a planned solar plant near Cetinje, with a maximum capacity of 60 MWp. The project is estimated to cost about 50 million euros and would cover 652,072 square metres.
